W.E.Davis Insurance Agency

:: AUTO INSURANCE

Coverage for your car has become more of a commodity. Tell the agent the limits of coverage, type of car and driving record and you're on your way. However, one should look at other factors when purchasing an auto insurance policy. How does the company perform when paying claims? Do they provide any value add services like Youthful Driver Consultations or Loss Control Programs? Does the agent explain your options to pay a claim yourself versus having the company pay it and having your rates double or worse yet, have your policy canceled? Think about some of these questions when purchasing auto insurance and if they make sense to you, think of W.E. Davis Insurance Agency. If you would like to experience our approach, give us a call at 614 443 0533.

:: House Bill 343 - Youthful Driver Restrictions Bill Signed by Governor Taft Prior to Leaving Office

In December, 2006 the Ohio Legislature passed House Bill 343 to place additional restrictions on drivers under the age of 18 who hold either probationary licenses or temporary instruction permits. The bill was signed into law by Governor Taft prior to the end of his term.

Specifically, House Bill 343 prohibits the holder of a temporary instruction permit who is under the age of 18 from driving between midnight and 6 a.m. and the holder of a probationary driver's license, who is between 16 and 17 years of age, from driving between midnight and 6 a.m. Individuals between 17 and 18 years of age who hold a probationary driver's license are also prohibited from driving between 1 a.m. and 5 a.m., unless accompanied by a parent or guardian.

Holders of a probationary driver's license under the age of 17 are no longer permitted to drive with more than one person who is not a family member, unless the family member is the license holder's parent, guardian, or custodian. Drivers in this category who commit a moving violation during the first six months of receiving their probationary license must be accompanied by their parent or guardian whenever they are driving for six months from the date on which they plead guilty to the violation or until they turn 17.

House Bill 343 also requires children between the ages of four and 15 to be restrained either in an approved child restraint system or in a seat belt and eliminates the nonresident exemption in the child restraint law.

http://www.highwaysafetyoffice.ohio.gov/ghso_home.asp