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:: BUSINESS  AUTO

The Business Auto Policy (BAP) may seem simple, but there are many issues you should understand as an owner of commercial vehicles. The auto coverages in the BAP are similar to your own personal insurance policy: Bodily Injury, Property Damage, Medical Payments, Uninsured Motorists, Comprehensive and Collision all make up the BAP.

You must decide under what circumstances your employees have permission to drive company vehicles - just for work, to and from work, or for personal use. Can your employees let their 16 year old sons drive your company vehicle? If not clearly spelled out, you may have problems. 

Take a look at our commercial newsletter for more detailed information on commercial auto insurance.If your employees ever drive company owned vehicles; check with us to make sure you are protected.