Did you know there were almost 16,000 sexual harassment charges filed in 1997? The Clarence Thomas/Anita Hill hearings offered more than spicy TV for a few days. It brought awareness to American workers (and attorneys) that employment discrimination does occur. Think of your own office. Have you changed the way you react to the opposite sex?
Sexual harassment, wrongful termination and failure to hire or promote are all employment practices and all are excluded under your commercial general liability policy. Unfortunately, lawsuits based on these issues are becoming more and more prevalent.
Many insurance companies have begun offering Employment Practices Liability Insurance (EPLI). It covers the above situations and much more.
Small to medium sized businesses can purchase coverage or outsource their human resources. Professional Employers are becoming more popular because they offer many protections against EPLI related claims. However, protection in the form
of EPLI is becoming more affordable for small businesses. Contact us to learn more.
Employment Practices Liability Insurance (EPLI)
A coverage added to a commercial insurance policy or written on a stand alone basis which provides coverage for wrongful termination, sexual harassment, American with Disabilities Act and other employment related matters.