Equipment Breakdown - W.E. Davis Insurance

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Is your business properly protected?

Take a look at Equipment Breakdown coverage. It protects you from sudden and accidental breakdown of machinery and equipment including office equipment (copiers, fax machines, computers), heating and air conditioning systems, motors, electrical panels and more. You can add this coverage by endorsement to your existing commercial package policy so there is no need for a separate policy.

If you are a manufacturer you can add production equipment to the form. This is valuable for printers, tool & die operators or any business that depends on their equipment in daily operations.

Not only will we repair or replace the damaged equipment, but we will also pay for your lost income you suffer by not being in operation.

Take a look at some of these examples:

A large air-conditioning motor short circuits due to an electrical power surge, causing you to shut down your medical practice and cancel appointments until repairs are completed. In addition to paying the cost to repair the damaged motor, our equipment breakdown coverage covers loss of business income on appointments that could not be rescheduled.

A high-pressure steam boiler explodes, causing extensive damage to your manufacturing line and building. Equipment breakdown coverage covers the damage to your equipment and your building.

A gear in a production machine suddenly breaks, shutting down your production line. If you’ve purchased equipment breakdown coverage for production equipment, we will pay up to the policy limit to repair or replace the damaged gear and your lost income and extra expense caused by the accident.

Give us a call if you would like more information on the affordability of this important coverage.

W.E. Davis Insurance is here for you when you need us.

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