Commercial umbrella liability can be your most important insurance policy. That’s because it only comes into play after a catastrophic liability claim. The umbrella policy lays on top of your other liability coverage, including general and auto Liability. In most cases, however, a Commercial Umbrella will not provide coverage above professional liability or Employment Practices Liability. If the primary coverage is exhausted, the umbrella steps in. Limits start at $1,000,000 and go up from there. Major corporations often have umbrella limits in the hundreds of millions! While you may not need that much coverage, a business umbrella policy makes good sense.
Get a quote and some information you will need to make a good decision. Premiums for a good umbrella policy costs less that you would expect.
“The Commercial Umbrella can be your most important insurance policy.”