WE Davis Insurance Agency

614 443 0533

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WE Davis Insurance Agency

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PERSONAL INSURANCE

Compare Home Owner Policies

Home owner policies are not equal. It pays to check the fine print.

Compare the advantages of our Executive Home Owner’s policy through Cincinnati Insurance.

Most people wouldn't think twice about paying more for a Lexus over a Chevy. However, most homeowner insurance shoppers think if the amount of building coverage and deductible are the same, the only other consideration is price. Like most other products, YOU GET WHAT YOU PAY FOR with homeowners insurance. Compare the following with your current homeowner policy:

  Cincinnati Your Policy
"Risks of Loss" on contents* YES --
Ordinance of law coverage** YES --
Earthquake coverage included YES --
Sump pump failure up to $5,000 (Higher limits available) YES --
Personal injury coverage (Libel, Slander) YES --
Mobile, Cellular phones covered YES --
Business property in home covered up to $2,500 YES --
Personal computers covered up to contents limit YES --
Contents limit is 75% of the building limit YES --
Cash money up to $1,000 YES --
Claim adjuster specifically assigned to agency and you YES --
W.E. Davis can settle claims under $2,500 YES --

Of course, like most other homeowner insurance policies, our program includes Replacement Cost Contents, and can add options like Guaranteed Home Replacement, Umbrella Liability, and Scheduled Articles like jewelry and Home Business Coverage. In many cases, the Cincinnati price is the same or less than companies with less coverage. Regardless of price, you will be happy you chose the W.E. Davis Insurance Agency and Cincinnati Insurance at time of claim.

* - The above assumes a Cincinnati Executive policy with the HR700 extension endorsement added.