Search 
 WEDavis.com for:
 

Safety First | Safety Checklist | Terrorism Legislation | How Long do Things Last |  
Baby Boomers | Definitions | Insurance Articles

:: RESOURCES

Scooter accidents rise with gas prices, temperatures

Tuesday, July 15, 2008 3:06 AM
By Nicquel Terry
THE COLUMBUS DISPATCH

They're popular, gas-friendly and stylish. But doctors say the increasing number on the road is likely to mean more people coming into emergency rooms. They're motorized scooters.

Health officials say numbers on individual scooter accidents often aren't tracked, but Mount Carmel West physician Jeffrey Thurston said he's observed a spike in injuries from scooter accidents. Thurston, an internal-medicine physician, said he has assisted more patients from scooter accidents recently than in previous years. This leads "me to think we have more accident victims this year overall," Thurston said.

Thurston's observation comes in light of the Saturday night motor-scooter accident that left E. Gordon Gee's son-in-law with life-threatening injuries and Gee's daughter, Rebekah, hospitalized. Dr. Allan Moore, 31, was operating the couple's 2001 Vespa when it collided with a sport-utility vehicle in suburban Philadelphia. He was in critical condition yesterday in the Hospital of the University of Pennsylvania with abdominal and head injuries. His wife and passenger, Dr. Rebekah Gee, 32, was in stable condition with a broken leg and other injuries.

Five scooter-accident victims have come into Grant Medical Center in Columbus this year, three of those this month, hospital spokesman Colin Yoder said. In all of 2007, five patients from scooter accidents were treated. There is no breakdown by OSU Medical Center of its patients from scooter accidents; it combines that number with motorcycle- and ATV-accident patients. But Steve Steinberg, a trauma surgeon at OSU Medical Center, said he expects the number of patients from scooter accidents to climb through fall. Steinberg said rising gas prices and relatively warm weather this summer have made scooters desirable for many commuters.

"We are already over halfway to our volume (of patients on those types of vehicles) last year," Steinberg said. "We are going to be well over last year's (final) numbers."

The majority of OSU Medical Center patients in scooter accidents this year were not wearing helmets and therefore suffered more serious injuries, Steinberg said. "Some accidents are avoidable by paying attention to what's going on around you." Steinberg also suggested that scooter riders wear helmets and avoid alcohol. They also can take motorcycle-safety courses through the Ohio Department of Public Safety.

 

Poultry life Insurance

It's a good life! We have much to be thankful for all year round. During this holiday season we stop to think about the birds in our lives that mean so much to us. But it is a dangerous time of year for them. In this land of plenty of turkeys, we can never tell when the unexpected will happen.

All of us at W. E. Davis are constantly on the look out for products that will make your life easier. We can cover your beloved turkeys, ducks and chickens with the best possible life insurance we could gather together. We automatically include the accidental death and dismemberment clause on all our poultry policies.

No matter how you slice it, it's worth having your feathered friends dressed with proper life insurance. It's good for the goose and for the gander.

 

Flood Insurance

Recent images of flooding from hurricanes Katrina and Rita have shown the terrible devastation that has displaced thousands. Adding to the misery of many of those affected is the fact that they are now finding that their homeowners’ and business policies cover wind damage from the hurricanes but do not cover the damage caused by rising waters and flooding. Is your home or business covered?

In the last two decades, about 40 percent of federal flood insurance payments have gone to a tiny fraction (2 percent) of chronically flood-prone properties in places such as the Gulf Coast states and North Carolina's Outer Banks, according to a Los Angeles Times article.

Even if your home or office is not in a flood prone zone it may make good sense to add the coverage. Heavy rainstorms are not unknown in Central Ohio. Don’t be caught unprepared. 

YOUR HOMEOWNER AND PROPERTY POLICIES DO NOT PROVIDE FLOOD COVERAGE. The homeowners’ policy excludes certain perils, such as earthquake, landslide, flood, surface water, waves, tidal water or tidal wave, sewer backup and seepage. Some exclusions - like flood, earthquake, and sewer backup - can be added to the policy.

Contact us today for a free evaluation of your home or business policies. We will explain the coverage you have and help you make an informed decision about the benefits of adding flood coverage or other endorsements to your policy.

:: Insurers Paid More than $40 Billion in Hurricane Katrina-Related Claims; Majority Settled Without Dispute
   

Experts Urge Midwestern States to Better Prepare for Threat of Earthquake

Earthquake and insurance experts nationwide urge builders and insurance regulators to prepare for the potential catastrophic damage that would follow a major earthquake along the New Madrid fault, which threatens the Midsouth and Midwest and has caused quakes equal in power to those produced by the San Andreas fault. Scientists predict the probability of the New Madrid causing a 6.0 earthquake or greater is significant in the near future and say that the areas it covers are just as at risk to a major catastrophe as Florida and the Northeast are to hurricanes and the Pacific Coast is to earthquakes.

Between 1811 and 1812, four catastrophic earthquakes struck the central United States during a three-month period and were felt by an area of more than one million square miles. An earthquake with a magnitude of 7.7, similar to one that occurred in December 1811, is estimated to result in more than $60 billion in insured losses today. More