Life Insurance- W.E. Davis Insurance

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The most important thing to remember about life insurance, is to buy it. You may compare the types – Term, Whole life, or Universal  – but nonetheless life insurance should be purchased to provide liquid cash for your family in the event of your death. Regardless of the living benefits, if you have debts and a family to think about, buy some life insurance. Below is information from the Cincinnati Insurance Agency detailing options for life insurance. For more information, please visit their life insurance webpage here.

“Regardless of the type of policy, buy life insurance. It’s affordable and only
gets more expensive the longer you wait.”



  • A cost-effective choice if you face growing responsibilities on a limited budget, expect your financial responsibilities to decrease after a limited period or want to free your funds for other uses
  • LifeHorizons Termsetter and Termsetter ROP offer a variety of options to provide you with flexibility to build an insurance program based on your individual insurance needs
  • Proceeds can help pay off your mortgage, car, business or personal loans if you or your spouse were to die
  • If you have borrowed some or all of the expense for your children’s education, this budgetary need may be fulfilled
  • Proceeds provide a source of income for your family when they need it most
  • Provides economical coverage for a specified period of time, such as 10, 15, 20, 25 or 30 years. You choose the coverage period that suits your family’s needs and financial budget



  • Flexible death benefit amounts and premiums allow you to keep pace with today’s changing life circumstances while building tax-deferred cash value with Simplicity Universal Life
  • Permanent death benefit protection with a lower level premium and minimum cash accumulation with Lifsetter Universal Life



  • Is designed to protect you and your family for your whole life. This permanent life insurance can never be canceled as long as you pay the premiums, giving you a sense of security
  • Offers a wide range of additional guarantees
  • May be considered when planning for estate conservation, business continuation, charitable giving, life insurance conversion, or impaired risk


W.E. Davis Insurance is here for you when you need us.

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