Personal umbrella liability can be your most important insurance policy. That’s because it only comes into play after a catastrophic liability claim. Personal umbrella insurance can protect you against covered losses which exceed the amount of liability insurance you have under your home, auto, watercraft, or dwelling fire policies. In addition, the umbrella policy also provides built in coverage for some situations not normally covered under your personal home and auto policies, such as libel, slander, accidents in foreign countries, damage to property owned by others which is in your care, and more. Personal Umbrella policies can provide you with an additional $1 million of liability protection.
While this limit is usually adequate for most insureds, higher limits are available if your personal assets and net worth require a higher limit of protection.
Our licensed agents can discuss the available options and help you tailor an umbrella policy that meets your needs. By packaging your personal umbrella policy with your home and auto coverage, you can receive a multi policy discount, making the umbrella policy an affordable option for your family. Contact us today.