W.E.Davis Insurance Agency

:: COMMERCIAL PACKAGES

The Printers Package Policy

Your customers demand a lot from you, the perfect job delivered yesterday. The W.E. Davis Insurance Agency and the Cincinnati Insurance Company delivers the insurance package to protect you from the risks you face doing business today.

We've designed a package that already includes the special coverages printers ask for.

The broad coverage you need.

The Printers Package Policy includes "Special Causes of Loss" on your building and business personal property, including extensions for property in transit and off premises. You'll automatically have these valuable coverages at no extra cost to you:

Business income coverage up to $10,000 when your business is interrupted by a covered claim, including off premises power and water interruption.
Up to $10,000 for extra expenses to help you resume your business operations following a covered claim.
Accounts receivable and valuable papers coverage up to $25,000.
Artwork, dies, forms, manuscripts, negatives and other similar property belonging to others in your care at your place of business or in transit up to $15,000, including water damage.
Accidental marring of plates belonging to others while in your care, up to $15,000.

Top value for your insurance dollar.

W.E. Davis and Cincinnati offers one-of-a-kind commercial general liability coverage. Your insurance package covers your liability for premises operations, completed operations, personal and advertising injury and medical payments. It goes beyond standard policies offered by other insurers to include, at no extra cost:

Liability coverage for bodily injury caused by accidental release of vapors on the insured's premises (example: carbon monoxide).**

No general aggregate. Your full occurrence limit is available for each occurrence not within the products or completed operations hazard regardless of the number of occurrences or covered locations. Most insurance companies have an annual aggregate limit at one or two times the per occurrence limit.

Tailor your insurance program.

Affordable options are easily added to your package:

The Printers Optional Coverage Endorsement covers property losses up to $25,000 due to water back up from sewers or drains; and provides coverage under your building or business personal property limit for loss due to change in temperature and accidental marring or scratching of your plates.
Printers Errors and Omissions-shields you against claims by customers who allege loss because of your printing job error or omission.
Commercial Umbrella Policy-gives you higher liability limits and Cincinnati's broad umbrella protection.
Boiler and Machinery Policy** - you may be eligible for a policy covering your heating, air conditioning and other mechanical equipment.

Your insurance rates won't go up for three or even five full years.

The Cincinnati Insurance Company prefers to do what many companies refuse to do ... offer three year, even five-year rate guarantees on all coverage except automobile and errors and omissions, which are renewed annually. This approach allows you to budget your insurance expenses.

"Special Causes of Loss" means risks of direct physical loss to covered property except those causes of loss listed in the exclusions.

This is not a policy. For a complete statement of the coverages and exclusions, please see the policy contract.