Service Stations
Garage Operators Policy for
Service Stations
As a business owner you are called on to deal
with a variety of issues which take you away
from what you are really good at - operating
your garage. We realize that the last thing you
want to worry about is insurance. Let your our
agency eliminate this worry by designing a
program to protect all aspects of your business.
The Nuts and Bolts ...
Our Garage Operators Policy includes all of these coverages:
- "Special Cause of Loss" coverage for
your Buildings and Contents, including
extensions for transit and off-premises
coverages.
- Loss of Business Income Protection,
including loss to power and water supply
services, and Extra Expense coverage for
your actual loss sustained when your
business is interrupted due to a covered
claim.
- Pollution Clean-Up Coverage up to
$10,000 due to a covered cause of loss at
the described premises.
- Theft of Money Coverage of $5,000 on
premises and $2,500 off premises.
- Theft Coverage for the tools of
employees and owners up to $500 per
person/$2,500 per occurrence.
- Garage Liability and Premises Medical
Expense Coverage for protection from claims
for injury to others or
- Damage to their property arising out of
your garage business.
Get Your Policy In Perfect
Alignment ...
. . . by adding optional coverages to match
the specific needs of your business. For
example, amounts of many of the basic coverages
can easily be increased. Additional features
designed to protect you against employee
dishonesty or auto losses can be added.
One optional coverage deserves your special
attention: GARAGE KEEPERS COVERAGE will protect
you against damage to your customers' vehicles
left on your premises. You can choose limits
from $15,000 to $300,000, depending on the total
values on your lot.
The 3-Year Rate Guarantee
The W.E. Davis Insurance Agency uses many
fine Insurance carriers for Service Stations.
They prefer to do what many other companies
refuse to do - offer a 3-year rate guarantee,
including rates on the Garage Liability! This
approach benefits you by providing rate
stability and allowing you to accurately budget
insurance expenses.
*This is not a policy. For a complete
statement of coverages and exclusions, please
see the policy contract.
* "Special Causes of Loss"
covers "All Risks" subject to standard
exclusions
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