Quality Insurance for HVAC Contractors at Competitive Rates

W.E. Davis is an Established Insurance Agency Offering Specialized Insurance for HVAC Contractors and Other Businesses in Ohio and many other states.

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HVAC Contractor

HVAC Contractor Insurance

If you work with heating, cooling, and air quality systems, you need insurance to protect your business and satisfy legal requirements.

At W.E. Davis, we understand the risks involved with being an HVAC contractor and we can provide you with excellent HVAC insurance.

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Our HVAC business insurance policies can cover:

Premises liability

Completed operations liability

Product liability

Environmental impairment



Inland marine

Commercial auto

Workers compensation

We can even supply a range of policy add-ons like employment practices liability or cyber liability.

HVAC tools

HVAC Liability Insurance

HVAC Liability protects your company from lawsuits due to your negligence on a job. While you are there or after you have completed the work, W.E. Davis Liability is with you. We also cover suits caused by sub-contractors and help you manage you subs.

How It Works


Contact Us

When you contact us, a member of our trusted team will explain all about HVAC contractors' insurance and answer any questions you might have.


Your HVAC Insurance Options

Once we know more about your business, we can advise on which HVAC business insurance policies will best meet your needs.


Your HVAC Policy

When you’ve had a chance to consider your options and decide on a tailored insurance program, we will begin your HVAC business policy. You can choose payment options that best fit your cash flow needs. Monthly EFT options are available interest free. Then, sit back and relax safe in the knowledge that your business is well protected and being monitored by the professional staff at W.E. Davis Insurance.


After coverage begins

W.E. Davis agents will stay in touch based on your needs. We will monitor your coverage to be sure it stays current and competitively priced!

HVAC Contractor Insurance Cost

The cost of HVAC business insurance varies according to the size of your business and the coverage required. However, a standard $1,000,000 general liability policy for a small HVAC contractor starts from only $42 per month.

Please give our helpful team a call and we’ll be happy to talk you through the coverage options and give you a free quote.

Give us a call today.

HVAC equipment

Call W.E. Davis Today for a Free Quote

Get your HVAC business insurance in place now.