Restaurant Insurance Program
The W.E. Davis Restaurant Insurance Program is designed just for restaurant owners. At no extra cost, it includes many important features that other companies overlook. This policy not only covers traditional restaurants, but fine dining, diners, multiple locations, bakeries, catering, and other food service businesses.
Our Restaurant Insurance Policy Includes:
Food Spoilage Coverage - $5,000 (Increased limits available)
Food Contamination Shutdown Coverage up to $50,000.
Loss of Business Income and Extra Expense: Actual loss sustained, twelve months from date of loss, no coinsurance or participation.
Equipment Breakdown coverage protects your expensive coolers and freezers in case one breaks down and needs to be replaced.
Want to Customize your Restaurant or Food Truck’s insurance plan?
These additional options allow you to include what is best for your company:
Equipment Breakdown Coverage
Business Owner's Property Coverage
Business Liability and Medical Expenses Coverage
Liquor Liability Coverage – If liquor receipts are less than 50% of total
Off-Premises Power Failure loss of income coverage.
Replacement Cost or Actual Cash Value – Building and Contents coverage
Interior or Exterior Glass Coverage
Employee Dishonesty, including Forgery and Alteration. Available limits from $5,000 to $200,000.
Our policies can be written on a non-auditable basis. That means we won’t check your receipts after the policy period in order to collect an additional premium.
Have questions about coverage? Talk to our insurance experts.
What our clients are saying
Why Work With Us
W.E. Davis Insurance Agency is a family-owned business that has been around since the early 1900’s and has been serving business for three generations. We look for innovative ways, like our Restaurant Insurance Program, to get coverage to businesses in the most effective way possible. W.E. Davis can provide your restaurant with the insurance products you need at the best value. Use our three generations of expertise to ensure your business is protected.
Get in touch
If you would like more information about our restaurant insurance coverage program and the additions or options available, please contact us. We would love to help you create the best insurance program for your business.