Get the Best Coverage with Our Special Auto Insurance Options
Your car is one of your most valuable assets, and at W.E. Davis Insurance Agency, we understand the importance of protecting it with the right coverage. That's why we offer a range of special auto insurance options, tailored to your specific needs and budget
Our Recreational Vehicle Insurance Coverage Options
Replacement Cost Coverage for Autos
New car replacement insurance covers the cost of replacing your totaled vehicle with the same vehicle in the event of a covered loss. In order to qualify for new car replacement insurance, you may need to carry comprehensive and collision coverages. Details of new car replacement coverage vary by the insurance company.
Imagine your leased or financed vehicle was totaled due to vandalism or an accident. Many insurance companies will only pay its actual cash value or current market value—not its replacement value. Why is this such a problem? New cars depreciate in value so fast that it’s easy to end up owing more on your loan or lease than your car is currently worth. This process can happen even faster if you’ve: - Put a small down payment on your loan/lease - Included the tax and title fees in your financing - Accumulated high mileage - Chosen a vehicle with low resale value W.E. Davis has a solution. It’s called Gap Coverage. If your car is a total loss, it covers the difference between its current value and what you still owe on your loan or lease. And the cost of gap coverage is small compared to the out of pocket expense you could face without it.
Family Owned and Operated Since 1938.
A Family team that will make a difference in how you see insurance. Let our years of experience, knowledge and hard work ethic play in the role of choosing the right protection for your home, auto, business,