Renters Insurance

A Rental Mishap Could Cost You Money or Make You A Target Of A Lawsuit.

Protect yourself and your personal belongings with renters insurance.

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Renters Insurance
Renters Insurance

Why Do I Need Renter’s Insurance?

When it comes to your clothing, jewelry, furniture, TV and other personal belongings renting an apartment or house is no different than owning a home, you could still face the cost of repairing or replacing these items because of:

  • fire
  • theft
  • wind
  • or other hazards.

As a renter your exposure to lawsuits isn’t that much different from a homeowner. You could still be held legally responsible for an accident, whether it happens at your residence or elsewhere.

Your Renter’s Insurance Policy Will Cover the Following


Your couches, bedrooms suits, kitchen appliance and kitchenware are all covered!


Replacing a wardrobe can be expensive. Coverage for clothing can be particularly beneficial in the event of theft, fire, or other covered losses.

other personal belongings

Get peace of mind with coverage for your electronics, jewelry, musical instruments, and more.

Our Recreational Vehicle Insurance Coverage Options

No items found.

Reach out to the team at WE Davis to learn more about Renter’s Insurance.

Frequently Asked Questions

How much renter’s insurance do I need?
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To determine the amount of coverage needed, take inventory of your belongings and figure the cost to replace your items at today’s prices.

How much does renter’s insurance cost?
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Renter’s insurance is fairly inexpensive when compared to the cost of replacing your personal property should a loss occur. The average policy is $125 to $150 annually for a basic policy. Replacing all of your personal belongings could cost you thousands of dollars. Keep in mind: Some types of personal property have a special limit of coverage within the policy. Such as the following:

  • Jewelry
  • Guns
  • Silver Money
  • Coin Collections
  • Bank Notes
  • Watercraft
  • Business Property

Please be sure to mention if you own any of the above items to make you have adequate coverage to replace your personal property should you have a loss. Contact our agency for a quote.

Still have questions?

Our team is happy to help.

About W.E. Davis Insurance Agency

Family Owned and Operated Since 1938.

A Family team that will make a difference in how you see insurance. Let our years of experience, knowledge and hard work ethic play in the role of choosing the right protection for your home, auto, business,

W.E. Davis Insurance Group Team
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