The W. E. Davis Insurance Agency makes it easy to protect your unique business with our professional service and The Cincinnati Insurance Company’s Craft Beverage Program. It offers coverages specific to operations like yours.
- Coverage for key employee replacement expenses – provides hiring expenses you incur up to $50,000 to replace an employee critical to your operations when unable to continue due to death or permanent disabilities.(available in most states)
- Coverage for processing water – provides up to $50,000 for extra expenses you incur due to a loss or lack of water used to process beverages after a covered cause of loss.
- Tank collapse coverage – Provides up to policy limits for collapse of a covered tank due to failure of a pressure relief device.
- Tank leakage – Provides up to $50,000 for loss to covered property due to a leak of finished or in-process beverage from a tank, vessel, or barrel.
Expanded building definition to include equipment and appliances used in the production of beverages whether or not permanently installed.
Other valuable built-in features include:
- Product recall expense coverage – up to $25,000 with higher limits available.
- Contract cancellation expense coverage – up to $10,000.
- Coverage for food contamination business interruption – up to $10,000.